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Articles, guides, and curated resources — from direct experience, with no agenda other than helping you make better decisions.

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Surface Water Flooding

You do not need to live near a river to lose everything to flooding

Surface water flooding happens when rainfall overwhelms drainage systems and has nowhere to go. It does not come from rivers. It comes from the ground beneath your feet — from drainage infrastructure that was never upgraded to cope with modern rainfall, modern population density, and modern paving.

4.6 million properties in England are at risk of surface water flooding — three times as many as are at risk from rivers and the sea.

The village near Buckinghamshire where this project took place is recorded in the Domesday Book. The culvert system beneath the village was constructed in the 1800s. The village has grown substantially since — but the drainage beneath it had not.

"We had no rivers near us. No streams. We were not in a flood zone. We flooded twice anyway — because the infrastructure beneath the village had never been built to cope with what the village had become."

Founder, RISE Flood Recovery Consultancy
The Victorian brick culvert beneath the village — built in the 1800s and never upgraded to cope with modern rainfall
The council's contractors installing new twinwall drainage pipes — over £2 million of public infrastructure works
The Atkins Realis engineering drawing — the official Drainage Diversion Plan for Main Street, Gawcott, issued for construction
Free Resources

What every homeowner at flood risk should know

All publicly available, all free to access. RISE directs every client to these because informed homeowners make better decisions.

Check Your Flood Risk (England)

The Environment Agency's official mapping tool — rivers, sea, surface water, and groundwater risk by postcode.

gov.uk/check-long-term-flood-risk ↗

EA Flood Warning Service

Free flood alerts to your phone. Floodline: 0345 988 1188.

gov.uk/sign-up-for-flood-warnings ↗

FloodRe — Scheme & Build Back Better

Eligibility checker, participating insurers, and Build Back Better information.

floodre.co.uk ↗

Property Care Association

The professional body for structural waterproofing and flood resilience. Always use a PCA member contractor.

property-care.org ↗

National Flood Forum

National charity and Blue Pages directory of Property Flood Resilience specialists.

nationalfloodforum.org.uk ↗

Ciria C790

The Code of Practice for Property Flood Resilience. Every flood contractor should work to this standard.

ciria.com/flooding ↗

BIBA Flood Insurance Directory

Specialist flood insurance brokers for hard-to-insure properties.

biba.org.uk/find-insurance ↗

GOV.UK — After a Flood

Official guidance on immediate steps, safety, and the recovery process.

check-for-flooding.service.gov.uk ↗
Free Guide

What Every Flood-Affected Homeowner Needs to Know

A plain-English guide to the information gap that costs flood victims tens of thousands of pounds. Free. No strings attached.

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What's inside
Why your insurer's loss adjuster is not on your side
The government funding most homeowners never claim
Where most money is lost in the rebuild
Legal processes most homeowners never know exist
Why property flood resilience is so often badly done
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